Credit cards
Apply for a credit card with a limit of up to R250 000* and enjoy 55 days interest-free*. Apply for yours online or via our Banking App today.
Some of the benefits
Secure spending
Switch your card on or off in our banking app and safely shop online with our world-class security features
Interest free*
Get interest free* credit if you pay your outstanding balance in full within 55 days
More convenience
Swipe or tap to pay safely and easily in-store, online or overseas, and link apps for secure payments using your phone
UCount Rewards
Swipe your credit card and earn even more UCount Rewards Points than you would with a debit or cheque card
Our service fees range from R40 to R290 per month depending on the Credit Card.Interest rates are personalised ranging from a minimum of (prime – 0.25%) to the maximum allowable interest rate as per the NCA regulation. Your monthly repayment for your Credit Card is a minimum of 3% of your outstanding balance. An upfront, once-off initiation fee of R180 (VAT inclusive) will be required.
Learn more about credit and credit cards
Loans & Credit
7 Reasons to get a credit card
A credit card is a must-have financial tool. Learn more about the reasons to get a credit card.
Lifestyle
8 Steps to earn extra UCount Rewards
As a UCount Rewards member, you get rewarded whenever you swipe your Standard Bank Credit or Debit Card, no matter where or how you use it. That’s a good place to start, but did you know you could earn additional Rewards Points?
Loans & Credit
Five steps to improve your credit score
Do you have a healthy credit score? If your credit score is bad, the good news is that you can always improve your credit health. Here are five steps to help.
Banking & Digital Solutions
The advantage of credit cards
Thinking about getting a personal credit card? Here’s some of the basic advantages of credit cards.
Loans & Credit
How to manage credit
Credit empowers you to buy what you want when you need it, but it requires careful management to keep your credit record in good standing. We have 5 tips to help you with your credit management.
Lifestyle
How to get the most from your UCount Rewards
Turn your everyday spending into exciting rewards with UCount Rewards, which lets you earn Rewards Points on daily transactions by simply using your Standard Bank Credit, Evolve, Cheque or Debit Card for purchases.
Tips and guidance
Getting started
Getting started
See how you can make the most of your new credit card.
Claiming your benefits
Claiming your benefits
Each credit card comes with its own benefits. Here’s how to make sure you get them…
Using your card
Using your card
Making changes to your card is quick, safe and easy when you know how.
Keeping your card safe
Keeping your card safe
